November 2009 Entries

Short Sales Don’t Always Mean Paying More Taxes

Most people understand that whenever there is a foreclosure or a Short Sale there may be tax consequences to the owner. Many times there will be a 1099, debt forgiveness or debt cancellation. This leaves them wondering as to how they are going to deal with all of that tax debt. The Mortgage Debt Relief Act of 2007 and the IRS tax Code – specifically publication 4681 – give homeowners and Investors guidance on how they can deal with potential tax issues after foreclosure or after Short Sales.

Military Included in Renewed Tax Credit Program

Did you know that the tax credit for home buyers is extended for those in the military? Armed service, intelligence service and foreign service personnel on active duty and out of the U.S. for 90 days during any part of 2009 get an additional year to buy their homes – to May 1, 20ll.

How Much Disclosure Is Necessary in a Foreclosure Short Sale?

As a real estate investor, I am involved in many short sale flips. I negotiate the debt, buy and then resell the property for a cash profit in a double close.

New tax credit for primary-home buyers added to bill

A credit for current homeowners who purchase a new main residence between November 7 and April 30, 2010 was included in the bill President Obama signed into law last Saturday.